# How to read Texas insurance agency licenses and appointments — texas-insurance-agency-records

> What a Texas agency license and an insurer appointment are, and what the state files cannot tell you.

## How to read these records

### The license

An agency or business needs a Texas license to sell insurance or adjust property and casualty claims in the
state. One agency can hold several licenses (general lines, life, surplus lines, title…); each has its own number,
qualification, issue date and expiration date. The file published on Oct 1, 2026 lists the licenses in force.

### The appointment

An appointment is an insurer's formal designation of an agency to represent it. The file lists
**active** appointments only, with the date each became active. An agency without a listed appointment
is not necessarily unable to place business: some licenses do not need one, and the file is a snapshot.

### NPN and EIN

The NPN (National Producer Number) is assigned by the National Association of Insurance Commissioners and
identifies the agency across states; this site uses it as the record key. The EIN is the federal employer number
the appointment file publishes for each agency.

### What is not here

Individual agents and adjusters — the Texas Department of Insurance publishes them in a separate file, which this
site does not use. Agencies named after a person are searchable but not listed on any page.

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Página: https://texas-insurance-agency-records.pages.dev/how-to-read/
Fonte: https://data.texas.gov/dataset/Insurance-agencies-and-businesses-approved-to-mana/3yqc-fcdt
Recolha: 2026-10-01